Finance your college education with a little help...

Once again, ACMG is offering an outstanding Scholarship Program for our student-members. College-bound high school seniors have the opportunity to win up to three scholarships! With just one application, you'll be entered to win at the local, district and state level.

Steps to take:

1. Call or stop in to any branch to get an application.

2. Complete the application and return to ACMG by January 21, 2009. (Student must be an ACMG member by the time the application is returned.)

3. Winners will be notified in early spring and presentations will be made at our Annual Meeting.      

Your ACMG staff is committed to making the goal of a successful future a reality. If you have questions on joining ACMG, our available scholarships, or how to fund your college education -- please click here to send us an inquiry.

Apply for your Education Loan ONLINE!  (Click to access the Master Promissory Notes for Stafford, Parent PLUS, and Grad PLUS loans!)

Now Available:

The 2009 Faces of Loretto Calendar featuring the Loretto residents and employees with heartfelt stories just right to share with someone on your holiday list.

Just $5 per calendar... all proceeds benefit Loretto with their eldercare services. ACMG is proud to support the important work that Loretto does throughout the year. Stop into any of our branches to pick one up today.

Credit Unions: A History of Stability

Dear Members:
For nearly a century, credit unions have practiced prudent lending and focused solely on the needs of their owners --- YOU the member. This approach has enabled us to weather every financial upheaval since the Great Depression without ever costing taxpayers a penny or compromising members’ deposits. The recent failures within the financial industry have proven just how important it is for Americans to have a cooperative, not-for-profit banking option like their credit union!

What exactly is the credit union difference? As a local, not-for-profit financial institution, our only commitment is to the long-term financial health of our members. That is what drives us to lend responsibly and constantly pursue trustworthy and secure services and solutions for you and your family, co-workers and neighbors. Now more than ever, people are looking for a financial institution that values trust, responsibility and long-term benefits. At ACMG FCU we have been operating under those principals since 1953. The volunteer board members and the paid staff take pride in how we do business and the difference we are able to make in the lives of the members who trust us with their financial affairs. If you know someone who would like to learn more about the credit union difference, please have them call any of our three offices and speak with one of our member service representatives.

Finally, with the media being quick to report that savings in bank accounts are federally insured by the FDIC, it’s important for credit union members to know that credit union accounts are federally guaranteed as well. As the FDIC does for banks, the National Credit Union Share Insurance Fund insures members’ savings up to at least $250,000, with higher total coverage available if the member has a combination of accounts. There is also separate insurance coverage of up to $250,000 for IRA accounts. To determine your NCUSIF insurance coverage, see the insurance estimator at http://webapps.ncua.gov/ins/ . For questions about the safety of your credit union deposits, call the NCUA hotline, open M-F from 7am to 5:30pm at (800) 755-1030, ext. 1. Finally, please feel free to contact me any time at (315) 488-4433 or (800) 634-9239.  

Consumers looking for a safe harbor during today’s financial turmoil need look no further than their local credit union. It’s one type of financial institution that remains safe, sound, stable and welcoming for people from all walks of life.